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On May 13, 2020, MD Governor Hogan announced Phase One for reopening the state to be effective Friday, May 15, 2020 at 5pm.  See his declaration here. 

BACK TO BUSINESS Pledge - Businesses that adopt all safety guidelines are encouraged to take a ‘Back to Business’ pledge. Take the pledge here.

PERSONAL SERVICES. Some personal services, including barbershops and hair salons, may reopen with up to 50 percent capacity, by appointment only and with appropriate health and safety guidelines. Guidance and best practices for personal services.

RETAIL STORES. Governor Hogan announced that retail stores may reopen at up to 50 percent capacity, with curbside pickup and delivery strongly encouraged, and all public health precautions in place. Examples of businesses that may reopen include clothing and shoe stores, pet groomers, animal adoption shelters, car washes, art galleries, and bookstores. Guidance and best practices for retail stores.

MANUFACTURING. Governor Hogan announced manufacturing may resume operations in a safe manner which protects the health of employees, with guidelines encouraging multiple shifts and other safety precautions. Guidance and best practices for manufacturing.

CHURCHES AND HOUSES OF WORSHIP. Churches and houses of worship may begin to safely hold religious services, at up to 50 percent capacity, with outdoor services strongly encouraged. Religious leaders are strongly urged to do everything possible to keep their congregants safe, and particularly to protect the elderly and vulnerable within their congregations. Guidance and best practices for religious services. 



  • ReNEW Maryland is collection of policy proposals that will assist Maryland in in overcoming economic impact of COVID-19 and rebuilding the strengths of its economy.  Click here to view or download pdf.
  • Maryland Restaurant Relief Fund - Without question, COVID-19 has put incredible stress on the restaurant industry. That’s why OLD BAY, McCormick for Chefs, and CORECares have joined forces to offer support to local Maryland restaurants impacted by COVID-19 providing up to $2,500 in new grants. More information here 
  • Business Owners’ Idea Café Small Business Grant - $1,000 plus advertising opportunities grant is open to anyone who currently owns a small business that has been in existence for at least six months. There are no entry fees and a complete business plan is not required. Click here to read more
  • Looking for a different Grant? Click here for more grants. 
  • Track Your PPP Loan Spending to Ensure You Qualify for Forgiveness.  Click here to read more
  • If you didn’t get funding from PPPL, take a look at this tax credit from the IRS as another funding source. Click here to read more
  • A Guide to Employee Temperature Checks.  Click here to read more
  • Maryland Department of Labor - click here for website



Reopening Guidance for Cleaning and Disinfecting Public Spaces, Workplaces, Businesses, Schools, and Homes.  Read more here. 



  • As of April 18, Md Governor Hogan requires face masks to be worn in public. Read more here. 
  • White House guidelines for opening America up.  Read more here.  
  • Worcester County Commissioners Adopt Emergency Measures Restricting All Non-Essential, Short-Term Rentals in West Ocean City, Ocean Pines, and Other Unincorporated Areas.  Read more here.   
  • EIDL, PPP and MD assistance programs have capped.  They are not currently accepting applications.  Hopes are that the Federal Government will refund them soon.  All SBA program info can be found here.   
  • National Restaurant Association Educational Foundation's Restaurant Employee Relief Fund. Read more here. 
  • The Community Foundation of the Eastern Shore's  COVID-19 Emergency Response Fund which provides relief grants for Lower Shore nonprofits. Read more here. 
  • Guidance for Worcester County licensed establishments concerning carry out and delivery of alcoholic beverages operations in light of Executive Order issued on March 19, 2020.  Read more here. 
  • FAQs about COVID19 and Maryland’s Unemployment Insurance Benefits Administration. Read more here. 
  • FAQs about COVID19 and Division of Workforce Development & Adult Learning. Read more here. 
  • Maryland Business Express: Online Tools & Resources to Plan, Start, Manage and Grow Your Business. Read more here. 
  • Economic Injury Disaster Loan (EIDL) Application – New, simplified form
  • Main Maryland Business Information site for COVID 19 updates and resources -



Number: COVID19-07
Date: March 30, 2020

Re: Order of the Governor of the State of Maryland, Number 20-03-30-01, dated March 30, 2020,
Amending and Restating the Order of March 23, 2020, Prohibiting Large Gatherings and
Events and Closing Senior Centers, and All Non-Essential Businesses and Other
Establishments, Additionally Requiring All Persons to Stay at Home

At this time, the Office of Legal Counsel (“OLC”) recommends that the Administration interpret the
above-referenced Order as follows:

1. Curbside Pickup at Non-Essential Businesses Not Permitted. Under this Order, because
residents of Maryland are not permitted to leave their homes to purchase products from NonEssential Businesses, curbside pickup at Non-Essential Businesses is no longer permitted. NonEssential Businesses may continue to sell products on a delivery basis, provided that this can be
accomplished in a manner consistent with all applicable guidance from the U.S. Centers for Disease
Control and Prevention (“CDC”), the Maryland Department of Health (“MDH”), and the
Occupational Safety & Health Administration (“OSHA”) regarding social-distancing and
environmental cleaning and disinfection.

Please note that restaurants may continue selling food and drink on a carry-out or drive-through
basis, as permitted by paragraph V.b.2 of the Order.

2. Campgrounds. Please note campgrounds are now required to close under that paragraph V.f.i.8 of
Order No. 20-03-30-01. There is one exception to this requirement: Persons residing in
recreational vehicles (“RVs”) at campgrounds who genuinely have no other viable place of
residence may remain in the campground. Such persons should comply with all applicable
guidance from the CDC and MDH regarding social distancing.

3. Effect on Prior Interpretive Guidance. To the extent prior Interpretive Guidance issued by OLC
is inconsistent with Order No. 20-03-30-01 or this Interpretive Guidance COVID19-07, it is
rescinded and superseded, including without limitation:

a. Paragraph 1 of Interpretive Guidance COVID19-04.
b. Paragraph 1.f of Interpretive Guidance COVID19-06.
c. The reference to “curbside pickup” in paragraph 3 of Interpretive Guidance COVID19-0


Updated 3-24-2020


Beginning 3-23-2020, Governor Hogan of MD has asked all non-essential businesses to close and for residents to stay home, while Delaware Governor Carney has placed a stay at home order.  Use below links to help you find info on assistance as we navigate these COVID-19 waters.


Restaurants are encouraged to continue carryout/delivery and to that end, they are working on offering programs to offer help in paying liability insurance for deliveries. MD has also put together their own grants and zero interest for 12 month loan programs.


Financial Assistance & Taxes

The Maryland Department of Commerce is offering three new business assistance programs in response to the COVID-19 pandemic:

  • Maryland Small Business COVID-19 Emergency Relief Loan Fund - This $75 million loan fund offers no interest or principal payments due for the first 12 months, then converts to a 36-month term loan of principal and interest payments, with an interest rate at 2% per annum. 
  • Maryland Small Business COVID-19 Emergency Relief Grant Fund - This $50 million grant program offers grant amounts up to $10,000, not to exceed 3 months of demonstrated cash operating expenses for the first quarter of 2020.
  • Maryland COVID-19 Emergency Relief Manufacturing Fund - This $5 million incentive program helps Maryland manufacturers to produce personal protective equipment (PPE) that is urgently needed by hospitals and health-care workers across the country. More information coming by Friday, March 27, 2020.
  • The U.S. Small Business Administration (SBA) will provide low-interest loans to companies affected by the outbreak, with President Trump asking Congress to increase funding for the SBA lending program to $50 billion.

Governor Hogan announced on March 19 that the entire state of Maryland has received official designation for SBA assistance. Individual businesses can now apply directly to the SBA for low-interest loans through the Economic Injury Disaster Loan program. Visit SBA's website to apply now.  General SBA guidance for businesses can be found here.

If you need additional help navigating the SBA process, Maryland SBDC (Small Business Development Center) can help:

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