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UPDATE AS OF MARCH 31, 2020

 

Economic Injury Disaster Loan (EIDL) Application – New, simplified form  https://covid19relief.sba.gov/#/

 

Main Maryland Business Information site for COVID 19 updates and resources -  https://govstatus.egov.com/md-coronavirus-business

 

Attention Employers

Maryland Department of Labor - https://www.dllr.state.md.us/employment/unemployment.shtml

Includes an Updated Process for Filing A Claim and if your employment or business has been impacted - COVID-19 Frequently Asked Questions

 

NEW INTERPRETIVE GUIDANCE FROM GOVERNOR

Number: COVID19-07
Date: March 30, 2020
Re: Order of the Governor of the State of Maryland, Number 20-03-30-01, dated March 30, 2020,
Amending and Restating the Order of March 23, 2020, Prohibiting Large Gatherings and
Events and Closing Senior Centers, and All Non-Essential Businesses and Other
Establishments, Additionally Requiring All Persons to Stay at Home

At this time, the Office of Legal Counsel (“OLC”) recommends that the Administration interpret the
above-referenced Order as follows:

1. Curbside Pickup at Non-Essential Businesses Not Permitted. Under this Order, because
residents of Maryland are not permitted to leave their homes to purchase products from NonEssential Businesses, curbside pickup at Non-Essential Businesses is no longer permitted. NonEssential Businesses may continue to sell products on a delivery basis, provided that this can be
accomplished in a manner consistent with all applicable guidance from the U.S. Centers for Disease
Control and Prevention (“CDC”), the Maryland Department of Health (“MDH”), and the
Occupational Safety & Health Administration (“OSHA”) regarding social-distancing and
environmental cleaning and disinfection.

Please note that restaurants may continue selling food and drink on a carry-out or drive-through
basis, as permitted by paragraph V.b.2 of the Order.

2. Campgrounds. Please note campgrounds are now required to close under that paragraph V.f.i.8 of
Order No. 20-03-30-01. There is one exception to this requirement: Persons residing in
recreational vehicles (“RVs”) at campgrounds who genuinely have no other viable place of
residence may remain in the campground. Such persons should comply with all applicable
guidance from the CDC and MDH regarding social distancing.

3. Effect on Prior Interpretive Guidance. To the extent prior Interpretive Guidance issued by OLC
is inconsistent with Order No. 20-03-30-01 or this Interpretive Guidance COVID19-07, it is
rescinded and superseded, including without limitation:

a. Paragraph 1 of Interpretive Guidance COVID19-04.
b. Paragraph 1.f of Interpretive Guidance COVID19-06.
c. The reference to “curbside pickup” in paragraph 3 of Interpretive Guidance COVID19-0

 

 

 

 

Updated 3-24-2020

 

Beginning 3-23-2020, Governor Hogan of MD has asked all non-essential businesses to close and for residents to stay home, while Delaware Governor Carney has placed a stay at home order.  Use below links to help you find info on assistance as we navigate these COVID-19 waters.

 

Restaurants are encouraged to continue carryout/delivery and to that end, they are working on offering programs to offer help in paying liability insurance for deliveries. MD has also put together their own grants and zero interest for 12 month loan programs.

 

Financial Assistance & Taxes

The Maryland Department of Commerce is offering three new business assistance programs in response to the COVID-19 pandemic:

  • Maryland Small Business COVID-19 Emergency Relief Loan Fund - This $75 million loan fund offers no interest or principal payments due for the first 12 months, then converts to a 36-month term loan of principal and interest payments, with an interest rate at 2% per annum. https://commerce.maryland.gov/fund/maryland-small-business-covid-19-emergency-relief-loan-fund 
  • Maryland Small Business COVID-19 Emergency Relief Grant Fund - This $50 million grant program offers grant amounts up to $10,000, not to exceed 3 months of demonstrated cash operating expenses for the first quarter of 2020. https://commerce.maryland.gov/fund/maryland-small-business-covid-19-emergency-relief-grant-fund
  • Maryland COVID-19 Emergency Relief Manufacturing Fund - This $5 million incentive program helps Maryland manufacturers to produce personal protective equipment (PPE) that is urgently needed by hospitals and health-care workers across the country. More information coming by Friday, March 27, 2020.
  • The U.S. Small Business Administration (SBA) will provide low-interest loans to companies affected by the outbreak, with President Trump asking Congress to increase funding for the SBA lending program to $50 billion.

Governor Hogan announced on March 19 that the entire state of Maryland has received official designation for SBA assistance. Individual businesses can now apply directly to the SBA for low-interest loans through the Economic Injury Disaster Loan program. Visit SBA's website to apply now.  General SBA guidance for businesses can be found here.  https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources

If you need additional help navigating the SBA process, Maryland SBDC (Small Business Development Center) can help:  https://www.marylandsbdc.org/locations/eastern-region

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